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deposit plans

A Structured Deposit Product is a legally binding contract between an investor and a bank. The investor deposits money in the bank for the life of the product (typically five years). At the end of the product life, the investor receives the product return from the bank.

Structured Deposits are always designed to return at least the initial amount deposited at the end of the product life.

Depositors benefit from extra protection over lenders; in particular, UK investors in Structured Deposits may benefit from the Financial Services Compensation Scheme’s deposit insurance scheme.

Our current Deposit Plans are open for direct investments and ISA investments until 25 May 2012.

Accumulation Plans

• FTSE 100 Kick-Out Deposit Plan 28

An opportunity for you to receive returns in excess of cash deposits after 5 years or earlier, with full return of initial deposit at maturity regardless of FTSE 100 performance.

• FTSE 100 3 Year Deposit Plan 33

An opportunity for you to receive returns in excess of cash deposits if the FTSE 100 increases over the 3 year Plan Term, with full return of initial deposit at maturity regardless of FTSE 100 performance.

 

Growth Plan

• Deposit Growth Plan 16

An opportunity for you to receive returns in excess of cash deposits if the FTSE 100 (Option 1) or EVEN 30™ (Option 2) increases over the 5 year Plan Term, while also returning your initial deposit at maturity.