This website is for
financial advisers only

our products

FTSE 100 Bonus Income Plan 21

The aim of the Plan is to provide regular payments over 5 years and to return at maturity an amount equal to 100% of the initial investment.

The Plan offers two alternative investments: an ISA only option and a Non-ISA option.

There are four options available:

Investec option – Annual version

Return

Annual fixed payments of 7% per annum, with bonus payments of 0.50%* per annum if the Bonus Index Level is higher than the Initial Index Level.

The Initial Index Level is the closing level of the FTSE 100 on 12 March 2012.

Maturity payment of an amount equal to the initial investment will be reduced on a one-for-one basis if the closing level of the FTSE 100 falls by more than 50% during the Observation Period and fails to fully recover.

The Final Index Level is the average of the closing levels of the FTSE 100 on each Business Day from, and including, 19 September 2016 to, and including, 17 March 2017.

Commission

3% of the initial investment, or 1% of initial investment plus 0.45% trail commission, payable on each of the Plan's anniversary dates, or 1% initial commission only.

Commission rebates are not available for ISA investments

*Bonus payments are stated gross.

Investec option – Monthly version

Return

Monthly fixed payments of 0.57%, with bonus payments of 0.04%* per month if the Bonus Index Level is higher than the Initial Index Level.

The Initial Index Level is the closing level of the FTSE 100 on 12 March 2012.

Maturity payment of an amount equal to the initial investment will be reduced on a one-for-one basis if the closing level of the FTSE 100 falls by more than 50% during the Observation Period and fails to fully recover.

The Final Index Level is the average of the closing levels of the FTSE 100 on each Business Day from, and including, 19 September 2016 to, and including, 17 March 2017.

Commission

3% of the initial investment, or 1% of initial investment plus 0.45% trail commission, payable on each of the Plan's anniversary dates, or 1% initial commission only.

Commission rebates are not available for ISA investments

*Bonus payments are stated gross.

UK 5 option – Annual version

Return

Annual fixed payments of 6.25% per annum, with bonus payments of 0.50%* per annum if the Bonus Index Level is higher than the Initial Index Level.

The Initial Index Level is the closing level of the FTSE 100 on 12 March 2012.

Maturity payment of an amount equal to the initial investment will be reduced on a one-for-one basis if the closing level of the FTSE 100 falls by more than 50% during the Observation Period and fails to fully recover.

The Final Index Level is the average of the closing levels of the FTSE 100 on each Business Day from, and including, 19 September 2016 to, and including, 17 March 2017.

Commission

3% of the initial investment, or 1% of initial investment plus 0.45% trail commission, payable on each of the Plan's anniversary dates, or 1% initial commission only.

Commission rebates are not available for ISA investments

*Bonus payments are stated gross.

UK 5 option – Monthly version

Return

Monthly fixed payments of 0.50%, with bonus payments of 0.04%* per month if the Bonus Index Level is higher than the Initial Index Level.

The Initial Index Level is the closing level of the FTSE 100 on 12 March 2012.

Maturity payment of an amount equal to the initial investment will be reduced on a one-for-one basis if the closing level of the FTSE 100 falls by more than 50% during the Observation Period and fails to fully recover.

The Final Index Level is the average of the closing levels of the FTSE 100 on each Business Day from, and including, 19 September 2016 to, and including, 17 March 2017.

Collateralised

The UK 5 option is designed to reduce the potential loss to your client's investment in the event that Investec fails or becomes insolvent and to replace this with a risk spread across HSBC Bank plc, Nationwide Building Society, Santander UK plc, The Royal Bank of Scotland plc and Lloyds TSB Bank plc (the 'UK 5'). The Collateral will comprise a portfolio of securities issued by each of the UK 5 and/or cash and/or UK government debt.

Commission

3% of the initial investment, or 1% of initial investment plus 0.45% trail commission, payable on each of the Plan's anniversary dates, or 1% initial commission only.

Commission rebates are not available for ISA investments

*Bonus payments are stated gross.