Investec

This website is for
financial advisers only

our plans

Below is an overview of our current Plans open from 16 January 2012 to 24 February 2012 for direct investments and ISA investments. Deadline for ISA transfers is 10 February 2012.

Credit rating changes

Please note that the credit ratings for some institutions have changed and are different to those in our brochures. Find out more.

pdf Our Deposit and Investment Plans

 

Accumulation Plans
 

Term

Initial
Deposit Risk

Return

Commission

FTSE 100
Kick-Out Deposit Plan 26

5 years

Initial deposit is fully returned at maturity.

Option 1: Potential for maturity at the end of years 1, 2, 3, 4 or 5 with a payment equal to 6% per annum (not compounded) if the FTSE 100 is above the starting level.

Option 2: Potential for maturity at the end of years 2, 3, 4 or 5 with a payment equal to 6.25% per annum (not compounded) if the FTSE 100 is above the starting level.

Option 1: 1% initial.
Option 2: 2.25% initial.
Trail commission and rebates also available.

FTSE 100 3 Year Deposit Plan 31

3 years

Initial deposit is fully returned at maturity.

Option 1: 19% return if the FTSE 100 is higher after 3 years.

Option 2: 16% return if the FTSE 100 is higher after 3 years or 3% minimum return.

2.25% initial.
Trail commission and rebates also available.

Growth Plan
 

Term

Initial
Deposit Risk

Return

Commission

Deposit Growth Plan 14

5 years

Initial deposit is fully returned at maturity.

Option 1
100% of any rise in the FTSE 100.

Option 2
150% of any rise in The EVEN 30™.

3% initial.
Trail commission and rebates also available.

The above returns are stated gross.
         

Growth Plans
 

Term

Initial
Capital Risk

Return

Commission

FTSE 100 Enhanced
Kick-Out
Plan 26

5 years

Initial investment is at risk at maturity if the closing level of the FTSE 100 falls by more than 50% at any point during the Plan.

Investec option
Potential for early maturity at the end of years 1, 2, 3 or 4 with a payment equal to 13.5% per annum (not compounded).

UK 5 option
Potential for early maturity at the end of years 1, 2, 3 or 4 with a payment equal to 11.5% per annum (not compounded).

3% initial.
Trail commission and rebates also available.

FTSE 100 Geared
Returns
Plan 31

5 years

Initial investment is at risk at maturity if the closing level of the FTSE 100 falls by more than 50% at any point during the Plan.

Investec option
80% return if the FTSE 100 is higher after 5 years.

UK 5 option
65% return if the FTSE 100 is higher after 5 years.

3.5% initial.
Trail commission and rebates also available.

FTSE 100 Accelerated Growth
Plan 31

5 years

Initial investment is at risk at maturity if the closing level of the FTSE 100 finishes below its starting level.

220% of any rise in the FTSE 100 with no upper limit on the maximum return.

 

3.5% initial.
Trail commission and rebates also available.

At maturity it is expected that any growth may be liable to Capital Gains Tax for direct investments.
 

Income Plan
 

Term

Initial
Capital Risk

Return

Commission

FTSE 100 Bonus
Income Plan 21

5 years

Initial investment is at risk if the closing level of the FTSE 100 falls by more than 50% at any point during the Plan.

Investec option
Annual version: 5 annual fixed payments equal to 7%, with potential annual bonus payments of 0.50%.

Monthly version: 60 monthly fixed payments equal to 0.57%, with potential monthly bonus payments of 0.04%.

UK 5 option
Annual version: 5 annual fixed payments equal to 6.25%, with potential annual bonus payments of 0.50%

Monthly version: 60 monthly fixed payments equal to 0.50%, with potential monthly bonus payments of 0.04%.

3% initial.
Trail commission and rebates also available.

Fixed payments are return of capital and are not subject to taxation. Bonus payments are stated gross.